Murdoch's Term of the Week: Zillmerizing

Zillmerisation refers to a method of valuing life insurance policies and companies. Developed by the eponymous August Zillmer in the latter half of the nineteenth century, this method involves offsetting initial expenses against later increases in premiums. Over time, the asset is ammortised and the expenses are recouped. This week's TOTW highlights the sheer breadth of information contained in MHEIL.



The method of modifying the net premium reserve method of valuing a long term insurance policy, by increasing the part of the future premiums for which credit is taken so as to allow for initial expenses: European Communities (Life Assurance) Regulations 1984 (SI No 57 of 1984), arts.2(1) and 17(2)(e)(ii), as amended by Central Bank and Financial Services Authority of Ireland Act 2003 s.35Sch. 2. See SI No 664 of 2006.



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